Bodily Injury Liability

This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. Both yourself and any family members listed on the policy are also covered when driving someone else's car with their permission.

It's very important to have enough bodily injury liability insurance coverage.  If you are involved in a serious accident it is possible that you may be sued for a large sum of money. Your liability coverage limits would be what is available to you to cover those expenses.  Definitely consider buying more than the state-required minimum to better protect assets such as your home and savings.